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the features

Citizens Financial Real Time transaction processing

Same-Day Deposit into your bank accounts at Citizens Financial !

Accept and Send Real-Time payments. Keep your existing bank account at Citizens Financial


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Citizens Financial real time payment processing

Enrolling your business, whether Ecommerce or Retail, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by Credit Cards, ACH (both Same-Day ACH & Real-Time ACH) and of course Real-Time Payments.

  • High Risk ACH Processing
  • Check-by-Phone
  • Batch File Uploads
  • NACHA File Format Software
  • Recurring Debits & Credits
  • One-Time Debits & Credits
  • Inbound & Outbound Telemarketing
  • Complete Online Real-Time Reporting
  • Requests for Payments from your Store or Website

With our Real-Time ACH and Real-Time Credit Card Payments processing, financial transactions between you and your customers are instantly verifiable, hassle-free and secure. Reporting is streamlined, instantaneous and user-friendly.

What are Good Funds?

Good Funds, is defined simply as: Collected funds in a bank account and usable immediately by the owner of the account. Our "Good Funds" payment gateway allows for instant real-time digital payments that are immediate, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time messaging system connected to every transaction participant through all U.S.-based financial institutions. Funds are available for use by the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds. Most Good Funds transactions are "Credit Push" versus "Debit Pull."


Today Payment's Good Funds Gateway, we believe, is the only payment processing gateway providing "Good Funds" transactions, Wires, Visa Direct, ACH, Electronic Check, Credit Card, Debit Card and Paper Check conversion/payment solutions all with one convenient login with the additional benefit of accounting software integrations! Good Funds Gateway Merchant Services is one of the fastest-growing privately held electronic funds transfer processors in the United States. GFGMS customers benefit from a comprehensive suite of payments products and services. Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit – all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology, GFGMS provides tools to help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.

Real-Time Payments Merchant Services
...continues to meet the challenge of our clients by offering a cost effective real-time payments gateway into the electronic check banking system. Electronic banking includes the transfer of funds between companies and / or consumer accounts for collection and payments.

Allow us to offer and create an electronic payment processing program to provide you access to your funds in an expeditious manner.

Our in-house payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Compare our service and prices to our competitors and
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(866) 927-7180


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