Real-Time Payments - Agent, ISO, Third Party Payment Processor and Bank programs


We are always looking for partner organizations who can benefit from a direct relationship with a dynamic end-to-end ACH Processor.

Real-Time Payments is an independent payment processor and we provide our processing services primarily though our reselling partners. We work with all merchant types, assisting them provide flexible and efficient ACH-related payment solutions for their customers.

"With Real-Time payments, ISOs like the idea of adding that to their current services. So many are having to bring in third parties that are not part of the card world and then write up a second contract, probably a paper contract, with someone else's brand and logo on it."

Why Real-Time Payments ?

Branded Solutions for Agents
Branded Solutions for ISOs
Branded Solutions for Banks & Credit Unions


Have existing MIDs? Load them on our platform... add ACH & RDC... Increase your income!

AUTHORIZE.NET
BLUEPAY
Elavon - Converge
FIRST DATA
Global
Heartland
TSYS
Vantiv

Partner with Real-TimePayments.com

As our partner, if you bring the sales performance; we provide the technology and bank (ODFI) access which gives you the most seamless Real-Time, credit card and ACH solution on the market today. The experience for you, your merchants and their customers becomes cohesive. We make it easy for you to resell Real-Time payments processing, with your own branded version of this award-winning payments platform. We offer multi-level white label options along with everything needed to easily deliver and manage the low cost, feature-packed Real-Time, Card, ACH and RDC payment solutions for your merchants. Your version of our platform becomes a sub-domain of your web site. Administration tools include registration approval, risk management, limit controls, termination which the bank and approved partners can manage via an intuitive interface. Also included is a full library of APIs which gives the bank, and all associated partners, a more open and versatile building block approach when providing payment process automation.

One platform for banks, payment solution resellers, merchants, and their customers

You can provide your merchants with one or all of the following payment options: online forms, mobile, email, virtual terminal, 800# by phone (IVR), shopping cart checkout, emulation and EBPP for enterprise or SMB merchants.

Online Forms


  • Rapidly create payment forms
  • Add fields for custom forms
  • Two payment page options
  • Emails customer receipts
  • No technical skills required
  • Simplify online payments

Mobile App


  • Use iOS & Android devices
  • Add custom fields
  • GPS to retrieve amount due
  • 'look-up' retrieves amount due
  • Add custom fields to reporting
  • Emails customer receipts

Check Out


  • Use your preferred shopping cart
  • Easy Authorize.Net emulation
  • Credit card and ACH payments
  • Secure payments (EV 256 SSL)
  • Manage orders, tax, and shipping
  • Manages PCI & NACHA compliance

Virtual Terminal


  • Create custom virtual terminals
  • Connected to your contact list
  • Plug-Ins for Swipe, Pin & Signature
  • Optional grace period
  • Reports include custom fields
  • Emails customer receipts

Accept Email Payments


  • Unlimited email templates
  • Send one or thousands at a time
  • Integrate or import A/R data
  • Supports virtual file attachments
  • One-time or recurring payments
  • Emails customer receipts

Send Email Payments


  • Add profile to create a payee
  • Customize payee email message
  • Creates approved 'check on file'
  • Reports EFT or mailed payments
  • Mailed checks include a QR code
  • QR links to check validation page

IVR Payments


  • Sets up in minutes
  • No equipment required
  • Easy for customers
  • Accept credit card & ACH
  • Open 24/7/365
  • Toll Free Number

Remote Deposit Capture (RDC)


  • Desktop and mobile capture with automated payment posting saves hours weekly
  • Advanced image and character capture and entry makes no client data input required
  • Returns come back into automated recovery or collection in as little as 48 hours
  • Dramatically reduces returned check fees and recovers funds faster
  • Deposit and returned item reconciliation is greatly simplified
  • Real-time split pay and flexible import file fit most vertical and accounting software
  • View complete listing of Check Readers & Scanners

Payment Processing in QuickBooks


  • QuickBooks Hosted Online
  • QuickBooks Enterprise
  • QuickBooks Pro
  • QuickBooks Premier
  • QuickBooks POS
ACH and EFT Processing