Real-Time Credit Boost App
Download Real-Time Credit Boost App
Pay your Bills On-Time! Increase your credit score instantly. Receive a FICO
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and Scores NOW!
| Feature / Action |
Experian Credit Boost |
Real-Time Credit Boost |
| Cost | Free | Free, only $1.75 per payment (you decide which Bureaus to report to - no extra charges) |
| Credit Bureau Agency | Experian Only | Experian, Equifax, TransUnion & D&B D.U.N.S. |
| Type of Payment | not applicable | Bank Transfer, Check, Credit & Debit Card, ACH, Real-Time Payment, Venmo, Zelle |
| When is payment data processed | Search of your Bank Account, end-of-month | Real-Time reporting when payment made using our Payment Services |
| Payment interface | not applicable | API, Biller Website, Email, Invoice, IVR, Kiosk, Online Banking Bill Pay, POS, Telephone, Text and Walk-in |
| Biller Type | Phone, Rent & Utility | Phone, Rent & Utility and more* |
| How is payment identified | Requires access to your Bank account | You choose which payments to report, One-Time or Recurring |
| Who can use the service | Individuals only | Individuals and Businesses |
| * You decide which payments to report |
Real-Time Credit Boost for Individual Payers
- ~ Instantly raise your FICO credit score instantly
- ~ Get credit for your mortgage, rent, phone, utility bills and more
- ~ New credit scores take effect immediately
- ~ One-Time & Recurring Real-Time Bill Payments
Real-Time Credit Boost for Business Payers
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours. It's time to manage your business credit. Your business credit has a direct effect on your bottom line. A higher business credit score can mean the difference between getting a line of credit, business loan, office lease, etc.