Real-Time High Risk Payment Processing

Real-Time High Risk Payment Solutions

Real-Time High Risk
Merchant Credit Card, Real-Time Payments &
ACH Processing Solutions

• Domestic Real-Time High Risk Processing

• Offshore Real-Time High Risk Processing

Real-Time Payments using "Request For Payment" RfP, through The Clearing House will only allow "credit push" transactions are permitted over the RTP system. This will eliminate the risk of unauthorized debits and reduce the opportunity for fraud because payers will not have to reveal any account information as is required in debit transactions. Reducing the likelihood of unauthorized or fraudulent transactions will permit significant cost savings for consumers and businesses. The RTP system is consistent with the CFPB's Consumer Protection Principles for Faster Payments of consumer control over payments and transparency.

The Clearing House RTP operating rules impose consumer protections in connection with RFPs. This includes the requirement that a participating depository institution be approved and authorized by TCH to deliver RFPs. In addition, the biller or payee's depository institution that delivers a RFP must screen and monitor its customer that initiates the RFP and have the ability to identify fraudulent, abusive, or unlawful uses of the system; must respond to reports from TCH regarding abuse of RFP messaging; warrant that each RFP is made for a legitimate purpose and is not fraudulent, abusive, or unlawful; and warrant that the depository institution has performed appropriate risk-based due diligence on any customers that are permitted to initiate RFPs, will perform ongoing monitoring, and will take corrective action as necessary that may include suspending a customer's ability to initiate RFPs as determined by the depository institution or by TCH through its rules enforcement authority. https://www.justice.gov/atr/page/file/998216/download

Thousands of merchants trust us to process their transactions and GET PAID.
Real-Time High Risk merchant transaction processing is a relatively complex process and should not be trusted to someone other than "true professional processors".
Our credit card merchant services will let your business flourish in a friendly and hassle-free environment.

Real-Time Payments Merchant Services